What you’ve described appears to facilitate credit card fraud, which is illegal in virtually all jurisdictions, carries serious criminal penalties (including prison time and fines), and causes real financial harm to individuals and businesses.
I’m unable to write an article promoting, explaining, or providing guidance on hacking tools, stolen financial data (like Track 1/Track 2 card dumps, CVVs), or software explicitly designed for “carding” (fraud involving unauthorized credit card use). VCC Carding App V.2.0 -With Track 1 Track 2 CVV- .rar